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Taking credit

'Just finished paying off my Visa account, which leaves only my line-of-credit. When that's done, I'll be officially caught up on my non-student-loan-related debts, though, ironically, a considerable amount of credits against me relate to my education. Actually, almost none of my debt is consumption related. Rather, a few thousand in extra debts piled-up as a result of the student-loans office not issuing bursaries or loans when they were supposed to, thereby forcing me to take on the load directly. I've lost count of how many times they did that.

Nearly the entirety of the load on my line-of-credit has carried-over from my Master's studies, when, unfortunately, I had to pay for an extra semester of studies over the Summer. If all goes according to plan, that should be payed-off by late Spring, and I should hopefully have opened-up a tax-free savings account by then.

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